• Georgia Car Insurance – Enter Your ZIP Code Above to Get Quotes

    The complexities of purchasing Georgia auto insurance can leave anyone frustrated by the differences in benefits and prices.  Some companies offer only the minimum necessary coverage to legally be able to drive, while others take every step towards full coverage that can cover any condition.  You can use the information available on Georgiacarinsurancequotes.net, including the quotes comparison for the best available pricing, to get the most affordable motor vehicle insurance in Georgia.

    Georgia Auto Insurance Quotes, Laws and Requirements

    Like every state in the Union, Georgia laws necessitate some form of insurance coverage for any motorist, with the minimum coverage needing to provide certainty against another party that has been harmed by a collision or other damage.  Liability coverage is necessary to drive anywhere in the state, regardless of a city or rural municipality, with coverage offering at least $25,000 bodily injury coverage per person, at least $50,000 total bodily injury coverage per accident, and at least $25,000 property damage coverage per accident.

    While these are the minimum requirements needed, it is usually recommended to get a higher premium with better coverage, as an accident that leaves a motorist with higher medical bills or a larger repair cost for any proper damage will have to come out of their own pocket.  Georgia vehicle insurance does not need to provide protection for uninsured motorists and does not need to provide coverage for no-fault insurance.  Automotive insurance in Georgia, furthermore, has no requirements for personal injury protection.  This makes it one of the least comprehensive states for auto insurance requirements.

    Coverage

    Georgia Requirements

    Most Common

    Bodily Injury Liability

    25,000/50,000

    100,000/300,000

    Property Damage Liability

    25,000

    50,000

    Uninsured Motorist Bodily Injury

    Not required

    25,000/50,000

    Medical Payments

    Not required

    5,000

    Collision

    Not required

    500 deductible

    Comprehensive

    Not required

    100 deductible

    Georgia Speeding Laws

    Like any state, Georgia has comprehensive speeding laws designed to maintain safe conditions on their roads.  Given that Georgia has a higher population that most southern states (except neighboring Florida), these speeding laws are more commonly enforced.  Given that a person’s ability to control a car is greatly compromised once it goes faster than sixty to seventy miles per hour, these are crucial to maintaining a safe driving environment.

    Georgia Speed Limits

    Rural Interstate

    70 mph

    Urban Interstate

    65 mph

    Other Limited-Access

    65 mph

    Other Roads

    65 mph

    Get More Info on Georgia Car Insurance

    You can easily and quickly go to the Georgia Department of Motor Vehicles to get information on different types of cars, trucks, and motorcycles requiring coverage.  Additional insurance info may also be found here. And don’t forget to visit Georgia’s official state website!

    Finding the Lowest Insurance Rates

    Ensuring you have a clean driving record, that your car works properly and is regularly inspected, and that you shop around for the best rate will all help to save dollars on your policy. Using Georgiacarinsurancequotes.net, anyone can find the best rates for their car as is required by law.  Why should you pay more for less? Compare GA auto insurance quotes now!

    For specific insurance information related to your city, visit one of the following pages:

     

    Georgia State Facts on Wiki
    FAQ About Georgia State

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